Transparent fees,written down before you sign.
Three ways to work with us. No commissions, no product fees paid to us and no surprises on your statement.
Planning
For families who want a written plan and two reviews a year, with or without us managing investments.
- ✓Written financial plan
- ✓Tax projection every fall
- ✓Retirement and education analysis
- ✓Two review meetings a year
Wealth management
Most chosenPlanning plus investment management. The rate falls as assets grow; see the calculator.
- ✓Everything in Planning
- ✓Managed portfolio and rebalancing
- ✓Tax-loss harvesting
- ✓Quarterly reports
Fractional CFO
Two to eight days a month of senior finance leadership for companies from $3M to $40M in revenue.
- ✓13-week cash forecast
- ✓Monthly close and KPIs
- ✓Budget and pricing models
- ✓Lender and board reporting
Sample pricing for this template. Wealth management minimum: $750,000 in assets. Fees are billed quarterly in arrears.
Estimate yourwealth management fee.
| Portion of assets | Annual rate |
|---|---|
| First $1M | 1.00% |
| $1M – $3M | 0.80% |
| $3M – $5M | 0.60% |
| Above $5M | 0.40% |
Each portion of your assets is billed at its own rate. Planning and tax work are included. Sample schedule for this template.
Questions about feesand how we work.
What does fee-only mean?
We are paid only by our clients. We do not earn commissions, sell insurance or receive payments from fund companies.
Is Averline a fiduciary?
Yes. As a registered investment adviser we act as a fiduciary at all times, which means we must put your interests first.
Is there a minimum?
Investment management starts at $750,000 in assets. Planning and fractional CFO services have no asset minimum.
Where is my money held?
Your accounts stay in your name at an independent custodian. We can manage them, but we cannot withdraw money for ourselves.
How often will we meet?
Twice a year for a full review, plus calls whenever something changes. Business clients meet monthly.
Do you work with clients outside Texas?
Yes. Most meetings are by video, and we work with clients across the United States in English and Spanish.
Every plan starts withone honest conversation.
Thirty minutes, by video or at our office, in English or Spanish. No cost and no product pitch.