Case study
Two physicians bring retirement forward by four years
Outcome● Measured
4 yearsearlier retirement date
ClientPhysician couple, both 54
01
The challenge
High income, eleven accounts at six institutions and no clear answer to when they could stop.
02
What we did
We consolidated accounts, set a withdrawal order and planned Roth conversions for the low-income years before Social Security.
03
The result
The plan supports retirement at 58 instead of 62, with the same spending and a larger estate.
Sofía RamírezLead advisor · CFP®
Every engagement is led by one advisor who knows the file from the first call.
Talk to an advisorIllustrative case study. Results are specific to this client and are not a guarantee of future outcomes.
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